Have you ever wondered how Uber and Lyft handle accidents? Both companies have their protocols when it comes to these situations. They both appear to be different, but in reality, they are very similar.

Here are a few details worth knowing.

Reporting an Uber or Lyft accident

You will need to contact Uber or Lyft to report the accident. There are several ways to do that.

  1. They have an online reporting system that anyone can use to initiate a claim. Their sites allow for easy and quick reporting of accidents through a claims form.
  2. You can also speak to a trained agent by tapping the Call Support button in the app’s Help section if you had an Uber accident.
  3. Lyft’s app includes a function for reporting accidents to Lyft and the option to dial 911. 

However, it is worth noting that if someone is involved in an Uber or Lyft accident, they can file a claim — but that claim will not be handled by these rideshare companies. 

Their insurance carriers will handle the claims.

Insurance policies for rideshare accidents 

California has a law that requires rideshare companies to provide $1 million insurance policies to cover accidents.

After a rideshare accident, you need to figure out which insurance company will be dealing with your claim. This is the insurer you will be working with.

Insurers will not treat you fairly

Lyft and Uber have insurance policies in place, but being insured does not mean that your rights will be respected.

In fact, some insurance companies are known for refusing to pay for requested damages because their profits come from avoiding liability.

They will do anything they can to avoid settling your claim or give a lowball amount, even if the circumstances point to negligence.  Insurance adjusters may make assurances to you, but they are in the business of trying to pay less than victims deserve.

Many people think that if they report an accident, the insurance company will immediately provide fair and reasonable compensation for their damages. This is not always the case.

Victims are likely to wait for long before they receive any compensation or settlement. 

The good news is that there are numerous legal options available if the insurance company denies your claim. If you have been denied by an insurance company and have suffered financial loss as a result, you have the right to pursue civil litigation against them.

Hire a lawyer to help

We recommend not talking to the insurance company or the adjuster, but instead, first contact a lawyer who specializes in rideshare accidents if you’ve been in one.

An attorney who has experience handling Uber and Lyft accident claims will be able to help you resolve your case swiftly, provide you with continuous support, and secure the compensation you need to recover the damages you incurred.

To make sure that your claim is taken seriously and treated fairly by insurance companies, consider contacting a lawyer at LionsGate Law Group today!